How does that work ? Renton Washington, Convergent Outsourcing, Inc. ATERSO01PO Box 1022Wixom MI 48393-1022 Notice received by US Mail stating I owe Dish Network $149.85 and offering me a settlement amount of only $74.93. Cloud Minnesota, Convergent Outsourcing, Inc. Bothersome Calls Apparently From Convergent Outsourcing Renton Washington, CONVERGENT OUTSOURCING. They are more diverse with the types of debts they collect than most collection agencies. Work with Lemberg Law out of Wilton, CT. Calls coming from Atlanta, Georgia. Sprint sent account to collections, Convergent Outsourcing. They told me to contact their collections people. I got the collection agency's name and with that emailed them for an account number. She said that Convergent does not buy debt, they only attempt to collect the debt for other companies. Or, should I try to handle it through Sprint (since they own the debt). We also do not buy debts the debt that you may owe is still owned by the original creditor. Las Vegas Nevada, Convergent Outsourcing, Inc. Convergent, Jefferson Capital Systems, LLC A collection from HSBC Bank which I have, nor had a account with HSBC. - You can ask them if you pay in full right now, will they delete the Convergent collection. If that happens then show proof your payment was to Sorint direct and it would be deleted. Unsubscribe easily. Since I paid what I owed to Sprint how can they possibly own this debt? It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. And I owe them money. Was just about to apply for an apartment and bam, get hit with a collection the same amount of the ones I just paid off. which I'm still thrilled about-fact is had I paid my bill on time and not defaulted I wouldn't be trying to clear it up haha so it all worked out. I owe 1,700. If you contact Sprint direct they should collect payment which would force them to pull the collection thus deleting the collection. New comments cannot be posted and votes cannot be cast. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Were available to help by phone at 1-800-444-8485 or online through our contact form. I asked couple of times and recorded on my wifes phone, she said as long i pay sprint directly account is no longer considered collection. If you have questions about Convergent, making a payment or debt collections in general, we have compiled an extensive FAQ section to help! A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. Do I need to get them to prove what I owe? Kind regards, Compliance Representative at Convergent Outsourcing, Inc. From my understanading, none of this matters except that I've paid Sprint and Convergent has no right to report. Re: Sprint sent account to collections, Convergent Outsourcing. After you submit your information, calls to your number will stop within 24 hours. he said this was a bill collection agency. Established in 1998 with roots dating back to 1950, Convergent is a leading provider of customer care outsourcing, receivables management and . Further information is available in our FICO Data Privacy Policy. Join our community, read the PF Wiki, and get on top of your finances! Our company complies with the standards outlined in the FDCPA and values both professionalism and customer service. At this time, we can only discuss payment plans over the phone. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. I'm a 100% disabled veteran and have worked diligently to restore my credit after my military injury. They actually are a debt collections agency. Convergent Outsourcing is not a scam. If you have questions or need to make a change to your account. If Convergent Outsourcing, Inc., contacts you, it means its pursuing you for an unpaid debt. Advertisers above have met our Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Collection companies typically only agree to this if you paid the debt and havent made any late payments since. Corporate Advocacy Program: How to repair your business reputation. It's not like the person on the other end of the phone actually cares about you or your debt, or your problems. https://www.ripoffreport.com/reports/convergent-outsourcing-inc/renton-washington-98057/convergent-outsourcing-inc-scam-collection-for-sprint-renton-washington-1174751. Many factors affect your FICO Scores and the interest rates you may receive. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. Convergent Outsourcing is one of the largest debt buyers in the country. Houston Texas, Convergent Outsourcing Inc Attempted Scam Renton Washington, Convergent Outsourcing, inc This place is a RIP OFF, sent me a bill for $1,129.91 for an account i have never had. I've slowly over the past few years been getting some negative information removed from my credit report. If you weren't paying on it then it went to collections. FAQs I called sprint again and lady that I barely understood anything said that if i pay in full my account will go out from collections. But like most debt collectors, it has a questionable reputation with its customers. bureaus (they were only reporting to two). My tertiary goal is to pay as little as possible. And that my Identy had been stolen last year. See reviews below to learn more or submit your own review. Renton Washington, Convergent Outsourcing Inc. Galaxy Asset Purchasing, LLC Debt Settlement for credit card I never had Renton Washington, Convergent Outsourcing Inc Collection Fraud Houston Texas, Convergent Outsourcing Inc. Un-Reputable Collection company trying to rip me off. Further dinging score. . He confirmed that after paying CO, Sprint would delete the account from my CRs. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. Whether you have a question, need to submit a complaint or want to dispute a debt, you can use this site to contact us. This outsourcing the initial collections is not that uncommon. I have never purchased anything from this company and am not familiar with this billing. Convergent Outsourcing does not accept payment in exchange for credit deletion. This can vary for each state but generally means they can't call before 8 a.m. or after 9 p.m. local time, unless you've requested that they call outside of those hours. After calling they immediately brought it down to 1,000 but they said they will not pay to delete. How do I get them to delete their reporting. Renton Washington, Jefferson Capital Systems LLC Convergent Outsourcing Inc St. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Therefore, its important to understand your consumer rights to prevent Convergent Outsourcing from walking all over you. Guaynabo, PR 00968. this link is to an external site that may or may not meet accessibility guidelines. Whatever the reason, make sure youre sincere and friendly in your letter, as Convergent Outsourcing are unlikely to grant your request if youre demanding and angry. Many companies featured on Money advertise with us. How do I know I can trust these reviews about Convergent (formerly ER Solutions, Inc.)? People would take advantge of it, skip a payment, and get a deletion. I am not paying them another dime. Unfortunately, if a bill remains unpaid, the original creditor may employ the services of a third-party debt collection agency to pursue the debt. Funny thing is that the account they claim I had has never appeared in my credit reports which I keep track of. Renton Washington, Convergent-Tex Convergent Outsourcing, Inc., a/k/a Midland Funding, LLC, d/b/a Midland Credit Management, Inc., in Los Angeles, CA 90060-0578 stating original Creditor - Capital One Bank (USA), N.A. If you would like to make payment online instead of over the phone, you may do so on our website. Work out a payment plan. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. I don't dispute that I ever had a Sprint account. PLEASE HELP ME GET CONVERGENT OFF OF MY REPORT! Philidelphia Nationwide, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. FAQ. But if you can work out a payment arrangement with them they leave you alone because it's no longer necessary to pursue you. Some collectors will offer a pay for delete, you agree to pay, under the condition that they agree to remove it from your creditsome creditors will do it, and I hear some will tell you that they will. Engage via Email. My payment to CO is on the 15th of this month. It's a scam to collect money from people who pay what they owe. Our clients the companies you originally incurred the debt with contract with us to follow up on and secure the outstanding debts you may owe them. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Of course, things are a little different now after the pandemic. As a debt collection agency, we work on behalf of our clients to collect outstanding debts and unpaid bills. Who is ED Magedson - Founder, Ripoff Report. Received several calls from this Company. I called sprint back and spoke with a gentleman this time. Further information is available in our FICO Data Privacy Policy. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. To find the most relevant information concerning collections or credit card inquiries, please visit: https://money.com/how-to-remove-collections-from-credit-report/ or https://money.com/get-items-removed-from-credit-report/, Money Group, LLC I owe 1,700. Wixom or Renton - there are three addresses on her Michigan or Washington, Convergent Outsourcing inc Pinnacle credit services asking me to pay a delinquent account with Verizon wireless i have had a Verizon service. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. They sent my acc. Drug Rehab Deception Addiction Treatment Industry Rocked By Fraud & Abuse. Convergent Healthcare | 3,323 followers on LinkedIn. I had new devices on T-Mob so any blacklisting didn't affect me. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. The whole industry is designed around fear and harassment - yet collection agencies buy and sell your debt routinely. That said, about six months later I decided to clean this up. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. If this is the case, consider contacting a professional credit repair company. I called CO and attempted a PFD (just in case Sprint CSR was full of hot air). 11/30/2022 3:48 PM. But, I believe that a majority of the amount that they are claiming that I owe is due to an early termination fee - on an ipad account that I don't believe I terminated early (i.e. You can send a debt validation letter to Convergent Outsourcing asking it to confirm details of the debt, including: You can use a template if you need help writing your own letter. If everyone got a successful deletion after missing a payment for any reason. Houston Texas, Galaxy Asset Purchasing, LLC Convergent Outsourcing, Inc. Seemed reasonable, but what a scam. Hence, the persistent phone calls and emails. This is what I just went through. If you have an account with Convergent, you can make a payment online or call us at 800-444-8485. They were one of my last collections some months back and although my situation is slightly different, they removed the collections on my report immediately when I settled with them. I made arrangement to pay for some equipment for renting it, I did not owe them any money. In business since 1950, Convergent is one of Americas leading collections agencies. Sent collection notice for a bill with a wireless provider I have never used. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. So, now I'm not sure how to handle this. I had a Spring sent to ERC. If so, what's the best way to have them do this? Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Ive seen many threads which detail how to remove this account by paying the original creditor, however my mom went ahead and paid convergent directly. Convergent Outsourcing is a debt collection agency that's been in business since 1950. b***@convergentusa.com. File your review. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. INC. FIRST BANK AND TRUST MIDLAND FUNDING, LLC Sent me a settlement statement for a bill to this company. Convergent Outsourcing does not buy or own your debt. I was told that if I paid them directly they would recall the account and it would not be reported on my credit reports. https://money.com/how-to-remove-convergent-outsourcing-from-your-credit-report/. Paying off a debt marks the debt as paid off. Caller I.D. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. REBUTTAL BOX This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. I'm down to one last account, and would like some guidance on how to tackle it. I have been receiving calls periodically, have not answered these calls. Convergent Outsourcing, formerly ER Solutions, is a U.S.-based debt collector. Bogus Celebrity Advertisements FACE & Skin CREAM Ripoff! Companies across the United States contact us to help them recover debts. Learn more about obtaining detailed information about your account over the phone. Do I handle the debt through Convergent? to the credit bur. Learn more. She said to give them a call and try to settle for less with them. Then I tried to prompt it to let me talk to someone, & a recording came on that only said the name of the company & it hung up on me, I called at&t & they had no record whatsoever of me being a customer of theirs. If you have an account with us, were here to help! Convergent Outsourcing, Inc Scam Collection for Sprint Renton Washington. Legally they've followed to the letter of the law. Companies across the United States contact us to help them recover debts. Copyright 1997-2023 Ripoff Report. ConsumerAffairs is not a government agency. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance. If your attempt to remove an entry due to inaccuracies is unsuccessful, you can try to negotiate a pay-for-delete settlement. It's advisable to send a debt validation letter via certified mail to get confirmation of receipt and to create a paper trail. Re: PLEASE HELP ME GET CONVERGENT OFF OF MY REPORT. After calling they immediately brought it down to 1,000 but they said they will not pay to delete. Phone Number listed as (800) 282-2644; additional original listing: Credit One Bank, N.A. I told him I have had this number for 18 months, do not know anyone by that name and I was going to report him, which I did. Least it wont be counted as owed any longer and can age off in time. I found out that Convergent Outsourcing, Inc. is a SCAMMER company. She will most likely say she will check with another department and get back to you. I just want to know who to pay to make sure things are taken off of my reports. But we can send a letter out showing settled. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. After I asked them to send the paperwork, I did get it, but I called them and they said now it was for a debit card from a United Credit National Bank. If you havent received proof of payment within two weeks, please check your junk/spam box in your email to make sure it doesnt appear there. says who it is but nobody is ever on the other end of the line. After I paid, I they say I don't have acc. It is on my credit report now. Phone 2 hrs, transferred numerous times and then they hang up! Has your experience with this business or person been good? If you make this agreement, you MUST have it in writing, if it isn't is writing, there is no agreement. I would discuss with them there was no contract. Englewood Cliffs New Jersey, CONVERGENT OUTSOURCING, INC. ATERSO01 They sent me a bill, stating I'm past due with Rbs Citizens, NA. Convergent Outsourcing makes every attempt to set up viable payment options within our constraints. When you receive the documentation from Convergent Outsourcing, review it carefully, and make a note of any inaccuracies. also adviced them that this account had beeb included in ,identity fraud with a police report Renton Washington, Convergent Outsourcing Inc Renton Washington Location Claimed I had a Verizon amount owed of $800. If Sprint is willing to take payment, they will recall the debt from Convergent, Convergent has to remove the account since they no longer have rights to collect, and sprint has no reason to re-add the debt since they are paid off.. (sprint re-adding the collection is the unsure part) Not gonna say 100% but this is how it worked with T-Mo.. Why Ripoff Report will not release author information! I'm suprised they just won't delete it since it's paid and they were notified. Convergent generates proof of payment after your payment has posted, which means that it has cleared your bank and our bookkeeping department, typically this happens within 2 weeks of payment. |, Check your search kayConvergent Outsourcing, Inc. Who's crazy enough to start this website? We also understand that you may be hesitant to give your information over the phone or online. Update: This article has been updated to reflect current contact information for Convergent Outsourcing and unverifiable information has been removed. The agencies are much more likely to sue now then in the past, even over small debts. At your request, we will send a written collections letter to your address along with information about the debt if that will make you feel more comfortable. If you cant find your letter or you havent received one, you can get your account number by calling Convergent Outsourcing at 1-800-444-8485. The phone number (mine) is unlisted, private. Quick question! They're trying to collect $2,200.39 of which I have no idea what this is. I received a letter from Convergent saying sprint placed my account with their office for collection. ** If a lady or someone else calls you and says they can't delete, be very nice, but let her know you know it is possible because you know of other people that just had it done. Learn more about Convergent Outsourcing or view your account with us online. I disputed the claim and was told they would confirm with the company before any further actions took place. They offered a settlement of 50% Renton Washington, Convergent Outsourcing, Inc claim I owe $1,320.69 to AT&T Wireless, called AT&T never had acctin-stor e or archive Dept Renton Washington, Convergent Outsourcing Inc This is not a real collection agency! I use Credit Karma to keep track of my record, although I haven't been on the non-tax side of it for a while now. Neither one is in the wrong legally. If reporting correctly, it can stay on reports for 7 years from DOFD. strict standards for business conduct. This is not correct as I owe no one anything or have any debt. I suppose they need to provide: Proof of contract - with sign-on and termination dates. Can I get some insider knowledge or feedback? Originating in 1950, its current headquarters are in Renton, Washington. He said he was looking for Teresa **. R-1234567). I paid them in full. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Addtnl phone number: (877) 231-8886, states this Midland Credit Management has offices at 2365 Northside Drive, Suite 300, San Diego, CA but direct payments to Los Angeles, CA . I'm looking to buy a new car soon, and I know the collection removal will help me get a better rate on a loan. I need some advice on how to proceed with this collection account. Going to have to wait for someone to chime in with a more current collection Ill ask around .. Wonder what happens if you try to go in through Tmo vs Sprint and try to pay off the collection.do they just redirect you out Could try calling Tmo with no initial mention of a sprint collection.. if they dont redirect you to convergent. then offer to pay the sprint bill.. If not, the collection on your report can stand as you had a valid debt, that was being collected from a valid debt collector. They said they didnt do that when clearly they did because it is listed as paid on my credit report. Learn more. If they say yes, you have something to fall back on. Rude! More details on software and accessibility are available at WebAIM.org. Consumers want to see how a business took care of business. I know this thread is a few months old but I thought I'd share my experience. thanks, just paid it. I told them I had never had an account with this place and have NEVER owed such an amount to anyone. West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. The debt collection process isnt perfect; reporting mistakes and lost information are common during the transfer of a debt from the original creditor to a debt collector. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! As an accredited agency, all of our representatives take part in a thorough customer service and Fair Debt Collection Practices Act (FDCPA) compliance training program, which we follow up with ongoing training and quarterly testing. Work with Lemberg Law out of Wilton, CT. 800 SW 39th Street, Suite 100Renton, WA 98057, 800-444-84857 am to 5 pm Pacific TimeMonday to Friday, New York City Residents: Please be advised that language access services, including the translation of information into a language other than English, may be available. Dont click on those slick Ads! Apparently it's some kind of credit card or something. The Convergent Outsourcing entry should no longer appear, in which case you can continue to make payments until you repay the debt. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Phone calls must be made during "reasonable hours" only. If you weren't paying on it then it went to collections. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. I will keep you posted on how/if it gets reported this month and going forward. https://www.convergentusa.com/outsourcing/page/is-convergent-outsourcing-a-scam So, now I'm not sure how to handle this. Its location on this page may change next time you visit. I contacted this Convergent outsourcing thinking they were a business that fights for the rights of consumers. If I pay within 14 days of receiving the letter I only have to pay a third of the $1200.I never used Dish Network. Convergent Outsourcing, Inc. is a highly responsive, integrated customer engagement organization helping clients optimize relationships with their customers through enhanced, unified communication. READ: Foreign websites steal our content, Click Here to read other Ripoff Reports on Convergent Outsourcing, Inc. He said all he could do was put this note in my file. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. The letter needs to explain the reason for your late payment and why youre requesting removal. OC and CA are in no way required to delete. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth.